Norwalk, CT – January 24, 2005 – E-Tran announced today that it opened three new regional offices - Southeast, Midwest and West

Each of these offices are being managed by seasoned industry executives - Greg Meade, Southeast; Mark Dautel, Midwest; and Kevin Jackson, West. In addition, E-tran is pleased to announce the hiring of Craig Nash as its new Northeast region sales manager.

E-Tran is committed to servicing its base of local regional and community banks around the country with a local presence in each region. E-Tran's team works closely with its financial institutions and their business customers by providing state of the art electronic payment services.

E-Tran makes it possible for financial institutions to offer their valued business customers with a secure and reliable suite of electronic payment services while generating fee-based income. E-Tran’s customers fall into several major categories including utilities, municipalities, financial services, property managers, and general businesses. The revenue model is one that works well for all involved. Business customers of a financial institution save substantial dollars by accepting ACH payments.

E-Tran is a leading IT Financial Services Company. It enables Financial Depository Institutions (FIs) to offer their customers secure, reliable, high volume online ACH cash management services. E-Tran makes it possible for the community banks and regional banks to offer even more robust ACH cash management services than the much larger financial institutions. E-Tran’s WebAccess and Electronic Lockbox products enable FIs to earn significant fee based income while providing more comprehensive services to their clients. E-Tran is one of a select group of non-financial institutions that the Federal Reserve has approved as a Sending Point with its own ETI Routing number that enables to E-Tran to transmit secure and reliable transactions on behalf of its customers. For more information contact (866) 50-ETRAN (503-8726) or visit us at www.e-tran.net